We Buy Minnesota Homes. Cash, or on Terms That Pay You More.
The Option Co. is the buyer, not an agent. That means no listing, no showings, no commission, and no waiting on someone else’s financing. Tell us about the property and we will tell you what we can do.
How It Works
Tell us about the property. Condition, timeline, what you owe, and what you are trying to accomplish.
1
We run the numbers and come back with what we can actually do, including which structure gets you the most.
2
You pick one, or you pick none. There is no pressure and no fee for the conversation.
3
We handle the paperwork and the closing.
4
Tell Us About Your Property
No obligation and no cost. Just a straight answer about what your options are.
We Are the Buyer
Most people selling a house have two conversations available to them. List it with an agent and wait, or take a lowball cash offer and move on. We are a third conversation.
The Option Co. buys property for its own account and partners with other investors on deals that call for it. When we make you an offer, we are the one buying. There is no commission, because there is no agent in the middle of it.
That also means we can structure a purchase in ways a standard sale cannot. Sometimes the best number for a seller is not the biggest cheque at closing.
Three Ways We Can Buy Your Home
Cash — Straightforward and fast. No showings, no contingencies, no waiting on a lender to approve someone. Useful when the timeline matters more than the last few thousand dollars, or when the property needs work you do not want to do.
Seller Financing or Contract for Deed — You carry the note and we pay you over time, usually at a higher total number than a cash offer. This is where most sellers leave money on the table without knowing the option exists. It works best when you do not need every dollar at closing and would rather have monthly income.
Lease with Option to Purchase — We lease the property from you now and buy it later at a price agreed today. You get payments starting immediately and a buyer already committed.
Which one is right depends on your timeline, your equity, and what you actually need the money to do. That is the conversation.
When This Makes Sense
Behind on payments or facing foreclosure
Inherited a property you do not want to manage
Going through a divorce and need a clean split
Relocating and need certainty on a date
The property needs repairs you are not going to make
Tired of being a landlord and ready out
The first conversation is free and there is no obligation attached to it.
Erik Moody is a licensed real estate salesperson in the State of Minnesota. The Option Co. LLC purchases property as a principal for its own account and does not provide brokerage services or represent buyers or sellers in the transactions described on this page.